The financing solution

Looking for an Alternative to the Bank?

Banks typically provide mortgages to individuals who meet specific lending criteria. However, this criteria often excludes those who are self-employed, have a damaged credit history despite equity in their homes, are foreign investors, owe taxes to the CRA, or require short-term financing that banks may not offer. Whether it’s for any of these reasons or others, if you do not meet bank requirements, you may be eligible for a private mortgage through a private lender.
Natasha Bridgmohan 
Today For All Your Mortgage Needs.
Bridgmohan (AMP)

How Does Private Mortgage Lending Work?

Private mortgages have shorter terms and higher interest rates than bank mortgages but can be useful when traditional lenders won't finance unique properties or borrowers with impaired credit. Private lenders can help finalize deals for home purchases or refinancing, and property equity is often the easiest way to qualify. Private lending isn't just for those with impaired credit, it can also benefit those building unique homes or in non-traditional locations.

Who Can Benefit From Private Mortgage Lending?

Expert Assistance for All Types of Situations

Bad Credit

No Income Verification

Previous Bankruptcy

Credit Card Arrears

Tax Arrears

Mortgage Arrears

Accounts in Collections

Bank Turn Down

Steps to Apply for Private Mortgage With Us

Submit an application
Get pre-approved
Property appraisal
Legal review
Receive funds

Awards and Recognition

Secure the financing you need for a brighter future!


  • A private mortgage is a loan obtained from a private lender, such as an individual or a private lending company, rather than a traditional bank or financial institution.

  • Private mortgages are particularly useful for borrowers who are unable to obtain financing from traditional lenders due to factors such as impaired credit, difficult-to-prove income, or unique property types or locations. Private lending can also be advantageous for those seeking a faster loan application process and quicker access to funds.

  • Private mortgages typically have shorter terms and higher interest rates than bank mortgages. Private lenders are also more willing to finance unique or non-traditional properties and borrowers with less-than-perfect credit.

  • The process for obtaining a private mortgage involves finding a private lender, submitting an application, receiving pre-approval, conducting a property appraisal, obtaining legal advice, signing the mortgage agreement, and receiving the loan funds.

  • The benefits of a private mortgage include faster loan application and approval processes, greater flexibility in loan terms and property types, and the ability to obtain financing even with poor credit or difficult-to-prove income.

Get Free Consultation!

    *Disclaimer: This online booking submission is not a confirmed appointment; you will be contacted within 24 hours via email or telephone to confirm booking/appointment. New clients are eligible for a free consultation, while existing clients are not.